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Investing in Armenian real estate.

Numbers, taxes, strategy. Compared with other markets. Real yield ranges — no promises.

The Armenian market — a short briefing

Pending validation

Up-to-date market figures are being prepared by the Akcern team. Until they are cross-checked against the RA Cadastre and the Central Bank of Armenia, these figures remain pending validation.

Compared with other markets (as of 2026)

Cyprus

A strong investment-residency programme (from €300k), stable 4–6% yields — but the market is saturated and exposed to EU political swings.

Türkiye

High operating yield (7–10%) — but lira exchange-rate risk, political volatility, and rising thresholds for residency-through-property.

UAE

Strong infrastructure and a 0% income tax rate — but a high entry point ($500k+ in Dubai), with yields comparable to Armenia (5–8%) at substantially greater capital outlay.

Armenia

Low entry point (a real deal from $50k, large-deal segment from $200k), strong segment growth, a residency programme for non-residents, cultural and linguistic comfort for the diaspora. Trade-offs: less liquidity than Cyprus or Dubai, and a limited stock of $500k+ inventory.

Taxes and legal environment — a short briefing

Non-residents can buy property in Armenia without restrictions (with some exceptions for agricultural land). Rental income tax is 10% for individuals under the standard regime, or 1% on turnover under the simplified regime up to the applicable threshold. Tax treatment on resale depends on whether the counterparty is an individual or legal entity, and on the ownership history — confirm with our legal team for your specific situation. More on /services/legal and in the foreign-buyer guide on /international.

How we work with investors

  1. 01

    Investment brief.

    30–60 minutes of conversation, followed by a short document: your goals, horizon, risk profile, constraints.

  2. 02

    Selection.

    We prepare 3–5 properties to your parameters, each with a financial model (5-year IRR, operating metrics, sensitivities).

  3. 03

    Deep dive on finalists.

    Legal due diligence, independent valuation, a tax opinion.

  4. 04

    Transaction support.

    Lawyers, valuers, the bank — all inside Akcern, with no jumping between contractors.

  5. 05

    After the deal.

    If the property is for rent, we move into management. The portfolio is revalued annually.

Cost of our support

3% of the transaction value, with a minimum of AMD 800 000 — for a single investment. 1.5% and a bespoke arrangement for portfolio mandates (3+ properties or $1m+). Post-purchase asset management is 5–8% of the rental, per the management tariffs (see /services/management).

AI assistant for the investor

This page runs a dedicated assistant scenario. Enter parameters — budget, target yield, horizon — and the assistant returns two or three properties from the catalogue with a baseline yield model. This is not investment advice. It is material for a conversation with an investment adviser. The recommendation comes from a person, after full analysis.

Contact an investment adviser

Inquiry form. Reply within 24 hours.

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